Dwelling-Homeowners
-
Drones and Sprinkler Heads - Not a Good Match
August 28, 2023 | Historical Lit Watch
The rental agreement between a landlord and two tenants who allegedly flew a drone in their apartment did not expressly state the tenant's would be liable for water damage caused by their own negligence.
-
Decedent's Estate Seeking Coverage for Loss Caused by Trespassing Nephew
July 24, 2023 | Historical Lit Watch
This complaint was first surfaced by Law.com Radar.
-
Plaintiffs Fetch $5.6M Verdict in Dog Bite Case
June 19, 2023 | Historical Lit Watch
The jury ruled in the plaintiffs' favor after the insurer and defendant turned down a pretrial $1.4 million settlement offer.
-
Abuse Exclusion Not Applicable to Single Push
April 30, 2023 | Historical Lit Watch
The justices of the Supreme Judicial Court of Massachusetts found the term "physical abuse," as used in the abuse and molestation exclusion in the homeowners' policy, was ambiguous, and that a single pushing incident was "abuse" as contemplated by the exclusion.
-
Insurer Can't Double-Dip on Depreciation
November 28, 2022 | Historical Lit Watch
The Supreme Court of Arizona recently answered two questions certified by the U.S. District Court for the District of Arizona that both concerned how an insurer may or may not use depreciation in calculating the actual cash value (ACV) of damaged property.
-
Florida Courts Differ on Effect of Water Damage Sublimits
August 29, 2022 | Historical Lit Watch
A Florida homeowner claimed expenses for tearing out and accessing damaged plumbing should not be subject to the $5,000 cap because the endorsement did not limit "tear-out" expenses.
-
Proposed Legislation Tackling Florida Property Reform Becomes Law
May 30, 2022 | Historical Lit Watch
New law takes aim at rising costs and claims transparency in Florida in addition to addressing safety of condos and co-ops
-
Florida Insurance Commissioner Named in Suit for Enabling Homeowners to Change Consumers' Policies
May 24, 2022 | Discussion|Historical Lit Watch
The lawsuit looks to reverse a recently enacted policy change, and also names two insurers as defendants.
-
Illinois Supreme Court Rules on ACV and Depreciating Labor Costs
November 10, 2021 | Historical Lit Watch
May a homeowners insurer may depreciate labor costs when calculating the actual cash value (ACV) after a covered loss?
-
Nevada Law Makes Insurance Breed Bans Illegal
June 14, 2021 | Discussion|Historical Lit Watch
The new law will soon prohibit insurers from charging higher premiums or denying coverage based solely on a dog's breed.